Xp Inc Stock Performance

XP Stock  USD 19.84  0.03  0.15%   
Xp has a performance score of 4 on a scale of 0 to 100. The firm owns a Beta (Systematic Risk) of 0.96, which attests to possible diversification benefits within a given portfolio. Xp returns are very sensitive to returns on the market. As the market goes up or down, Xp is expected to follow. Xp Inc currently owns a risk of 2.76%. Please check out Xp Inc potential upside, and the relationship between the jensen alpha and accumulation distribution , to decide if Xp Inc will be following its current price history.

Risk-Adjusted Performance

Soft

 
Weak
 
Strong
Compared to the overall equity markets, risk-adjusted returns on investments in Xp Inc are ranked lower than 4 (%) of all global equities and portfolios over the last 90 days. Even with relatively weak basic indicators, Xp may actually be approaching a critical reversion point that can send shares even higher in March 2026. ...more

Actual Historical Performance (%)

One Day Return
0.15
Five Day Return
(4.06)
Year To Date Return
22.62
Ten Year Return
(42.43)
All Time Return
(42.43)
Forward Dividend Yield
0.0091
Payout Ratio
0.0249
Forward Dividend Rate
0.18
Dividend Date
2025-12-18
Ex Dividend Date
2025-12-10
1
Is XP Inc. stock entering bullish territory - July 2025 EndofMonth Pattern Based Trade Signal System - newser.com
11/13/2025
2
Does XP Inc.A Have the Potential to Rally 32.21 percent as Wall Street Analysts Expect
11/25/2025
3
Interesting XP Call Options For January 2026 - Nasdaq
12/11/2025
 
Xp dividend paid on 18th of December 2025
12/18/2025
5
Will XPs Dual B2C Push and Advisor Standardization Strategy Shift XPs Narrative
01/06/2026
6
XP Inc. is a favorite amongst institutional investors who own 71
01/14/2026
7
XP Inc Shares Up 4.74 percent on Jan 20 - GuruFocus
01/20/2026
8
Jefferies Initiates XP Inc With a Buy
01/26/2026
9
Paradex Confirms DIME TGE Timeline and Expands Airdrop Allocation Following XP Season 2 Conclusion
01/30/2026
Begin Period Cash Flow9.2 B
Total Cashflows From Investing Activities-1.7 B

Xp Relative Risk vs. Return Landscape

If you would invest  1,845  in Xp Inc on November 6, 2025 and sell it today you would earn a total of  139.00  from holding Xp Inc or generate 7.53% return on investment over 90 days. Xp Inc is generating 0.1593% of daily returns and assumes 2.7648% volatility on return distribution over the 90 days horizon. Put differently, 24% of stocks are less risky than Xp on the basis of their historical return distribution, and some 97% of all equities are expected to be superior in generating returns on investments over the next 90 days.
  Expected Return   
       Risk  
Allowing for the 90-day total investment horizon Xp is expected to generate 3.68 times more return on investment than the market. However, the company is 3.68 times more volatile than its market benchmark. It trades about 0.06 of its potential returns per unit of risk. The Dow Jones Industrial is currently generating roughly 0.11 per unit of risk.

Xp Target Price Odds to finish over Current Price

The tendency of Xp Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
Current PriceHorizonTarget PriceOdds to move above the current price in 90 days
 19.84 90 days 19.84 
about 7.16
Based on a normal probability distribution, the odds of Xp to move above the current price in 90 days from now is about 7.16 (This Xp Inc probability density function shows the probability of Xp Stock to fall within a particular range of prices over 90 days) .
Allowing for the 90-day total investment horizon Xp has a beta of 0.96. This entails Xp Inc market returns are sensible to returns on the market. As the market goes up or down, Xp is expected to follow. Additionally Xp Inc has an alpha of 0.1304, implying that it can generate a 0.13 percent excess return over Dow Jones Industrial after adjusting for the inherited market risk (beta).
   Xp Price Density   
       Price  

Predictive Modules for Xp

There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Xp Inc. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.
Hype
Prediction
LowEstimatedHigh
17.1019.8422.58
Details
Intrinsic
Valuation
LowRealHigh
15.2718.0120.75
Details
Naive
Forecast
LowNextHigh
16.4719.2221.96
Details
12 Analysts
Consensus
LowTargetHigh
21.7623.9126.54
Details

Xp Risk Indicators

For the most part, the last 10-20 years have been a very volatile time for the stock market. Xp is not an exception. The market had few large corrections towards the Xp's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold Xp Inc, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Xp within the framework of very fundamental risk indicators.
α
Alpha over Dow Jones
0.13
β
Beta against Dow Jones0.96
σ
Overall volatility
1.25
Ir
Information ratio 0.05

Xp Alerts and Suggestions

In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Xp for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Xp Inc can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.
Xp Inc has a very high chance of going through financial distress in the upcoming years
Over 98.0% of the company outstanding shares are owned by institutional investors
On 18th of December 2025 Xp paid $ 0.18 per share dividend to its current shareholders
Latest headline from prnewswire.com: Paradex Confirms DIME TGE Timeline and Expands Airdrop Allocation Following XP Season 2 Conclusion

Xp Price Density Drivers

Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of Xp Stock often depends not only on the future outlook of the current and potential Xp's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. Xp's indicators that are reflective of the short sentiment are summarized in the table below.
Common Stock Shares Outstanding548.3 M
Cash And Short Term Investments74.9 B

Xp Fundamentals Growth

Xp Stock prices reflect investors' perceptions of the future prospects and financial health of Xp, and Xp fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Xp Stock performance.

About Xp Performance

Assessing Xp's fundamental ratios provides investors with valuable insights into Xp's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Xp is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.02  0.01 
Return On Capital Employed(0.03)(0.03)
Return On Assets 0.01  0.01 
Return On Equity 0.20  0.16 

Things to note about Xp Inc performance evaluation

Checking the ongoing alerts about Xp for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Xp Inc help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
Xp Inc has a very high chance of going through financial distress in the upcoming years
Over 98.0% of the company outstanding shares are owned by institutional investors
On 18th of December 2025 Xp paid $ 0.18 per share dividend to its current shareholders
Latest headline from prnewswire.com: Paradex Confirms DIME TGE Timeline and Expands Airdrop Allocation Following XP Season 2 Conclusion
Evaluating Xp's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Xp's stock performance include:
  • Analyzing Xp's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
  • Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Xp's stock is overvalued or undervalued compared to its peers.
  • Examining Xp's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
  • Evaluating Xp's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Xp's management team can help you assess the Company's leadership.
  • Pay attention to analyst opinions and ratings of Xp's stock. These opinions can provide insight into Xp's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating Xp's stock performance is not an exact science, and many factors can impact Xp's stock market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.

Additional Tools for Xp Stock Analysis

When running Xp's price analysis, check to measure Xp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Xp is operating at the current time. Most of Xp's value examination focuses on studying past and present price action to predict the probability of Xp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Xp's price. Additionally, you may evaluate how the addition of Xp to your portfolios can decrease your overall portfolio volatility.