Xp Inc Stock Performance
| XP Stock | USD 19.83 0.45 2.22% |
On a scale of 0 to 100, Xp holds a performance score of 6. The firm owns a Beta (Systematic Risk) of 0.0885, which attests to not very significant fluctuations relative to the market. As returns on the market increase, Xp's returns are expected to increase less than the market. However, during the bear market, the loss of holding Xp is expected to be smaller as well. Please check Xp's potential upside, and the relationship between the jensen alpha and accumulation distribution , to make a quick decision on whether Xp's current price history will revert.
Risk-Adjusted Performance
Fair
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in Xp Inc are ranked lower than 6 (%) of all global equities and portfolios over the last 90 days. Even with relatively unsteady basic indicators, Xp reported solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return 2.17 | Five Day Return (4.60) | Year To Date Return 28.06 | Ten Year Return (39.87) | All Time Return (39.87) |
Forward Dividend Yield 0.0089 | Payout Ratio | Forward Dividend Rate 0.18 | Dividend Date 2025-12-18 | Ex Dividend Date 2025-12-10 |
| Xp dividend paid on 18th of December 2025 | 12/18/2025 |
1 | Is the Options Market Predicting a Spike in XP Stock | 01/15/2026 |
2 | XP Inc. Valuation Check After Jefferies Buy Rating And Q3 Beat | 01/22/2026 |
3 | Jefferies Initiates XP Inc With a Buy | 01/26/2026 |
4 | XP Q4 2025 Earnings Preview | 02/11/2026 |
5 | XP Inc. Reports Fourth Quarter 2025 Results | 02/12/2026 |
6 | XP Inc Q4 2025 Earnings Call Highlights Strong Financial Performance Amid Market Challenges | 02/13/2026 |
7 | First Week of April 17th Options Trading For XP - Nasdaq | 02/20/2026 |
8 | XP Inc. Has Gained Roughly 10 percent Since FQ4 2025, Heres What You Should Know | 02/24/2026 |
| Begin Period Cash Flow | 12.9 B | |
| Total Cashflows From Investing Activities | -716 M |
Xp Relative Risk vs. Return Landscape
If you would invest 1,770 in Xp Inc on December 5, 2025 and sell it today you would earn a total of 213.00 from holding Xp Inc or generate 12.03% return on investment over 90 days. Xp Inc is generating 0.2253% of daily returns and assumes 2.8134% volatility on return distribution over the 90 days horizon. Put differently, 25% of stocks are less risky than Xp on the basis of their historical return distribution, and some 96% of all equities are expected to be superior in generating returns on investments over the next 90 days. Expected Return |
| Risk |
Xp Target Price Odds to finish over Current Price
The tendency of Xp Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 19.83 | 90 days | 19.83 | about 27.82 |
Based on a normal probability distribution, the odds of Xp to move above the current price in 90 days from now is about 27.82 (This Xp Inc probability density function shows the probability of Xp Stock to fall within a particular range of prices over 90 days) .
Xp Price Density |
| Price |
Predictive Modules for Xp
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Xp Inc. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.Xp Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. Xp is not an exception. The market had few large corrections towards the Xp's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold Xp Inc, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Xp within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | 0.22 | |
β | Beta against Dow Jones | 0.09 | |
σ | Overall volatility | 1.87 | |
Ir | Information ratio | 0.06 |
Xp Alerts and Suggestions
In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Xp for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Xp Inc can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.| Xp Inc has a very high chance of going through financial distress in the upcoming years | |
| Xp Inc has a poor financial position based on the latest SEC disclosures | |
| Over 98.0% of the company outstanding shares are owned by institutional investors | |
| Latest headline from insidermonkey.com: XP Inc. Has Gained Roughly 10 percent Since FQ4 2025, Heres What You Should Know |
Xp Price Density Drivers
Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of Xp Stock often depends not only on the future outlook of the current and potential Xp's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. Xp's indicators that are reflective of the short sentiment are summarized in the table below.
| Common Stock Shares Outstanding | 531.9 M | |
| Cash And Short Term Investments | 10.4 B |
Xp Fundamentals Growth
Xp Stock prices reflect investors' perceptions of the future prospects and financial health of Xp, and Xp fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Xp Stock performance.
| Return On Equity | 0.24 | ||||
| Return On Asset | 0.0139 | ||||
| Profit Margin | 0.29 % | ||||
| Operating Margin | 0.32 % | ||||
| Current Valuation | 16.76 B | ||||
| Shares Outstanding | 416.45 M | ||||
| Price To Earning | 14.35 X | ||||
| Price To Book | 2.45 X | ||||
| Price To Sales | 0.59 X | ||||
| Revenue | 18.24 B | ||||
| Gross Profit | 12.31 B | ||||
| EBITDA | 6.25 B | ||||
| Net Income | 5.17 B | ||||
| Cash And Equivalents | 98.87 B | ||||
| Cash Per Share | 178.33 X | ||||
| Total Debt | 20.96 B | ||||
| Debt To Equity | 4.36 % | ||||
| Current Ratio | 1.29 X | ||||
| Book Value Per Share | 8.77 X | ||||
| Cash Flow From Operations | 12.04 B | ||||
| Earnings Per Share | 1.89 X | ||||
| Market Capitalization | 10.49 B | ||||
| Total Asset | 396.53 B | ||||
| Retained Earnings | 19.45 B | ||||
| Working Capital | (38.08 B) | ||||
About Xp Performance
Assessing Xp's fundamental ratios provides investors with valuable insights into Xp's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Xp is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.22 | 0.16 |
Things to note about Xp Inc performance evaluation
Checking the ongoing alerts about Xp for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Xp Inc help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Xp Inc has a very high chance of going through financial distress in the upcoming years | |
| Xp Inc has a poor financial position based on the latest SEC disclosures | |
| Over 98.0% of the company outstanding shares are owned by institutional investors | |
| Latest headline from insidermonkey.com: XP Inc. Has Gained Roughly 10 percent Since FQ4 2025, Heres What You Should Know |
- Analyzing Xp's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Xp's stock is overvalued or undervalued compared to its peers.
- Examining Xp's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Xp's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Xp's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Xp's stock. These opinions can provide insight into Xp's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for Xp Stock Analysis
When running Xp's price analysis, check to measure Xp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Xp is operating at the current time. Most of Xp's value examination focuses on studying past and present price action to predict the probability of Xp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Xp's price. Additionally, you may evaluate how the addition of Xp to your portfolios can decrease your overall portfolio volatility.